Today I have $102,400.00 to spend...
I will give $11,000.00 to ALS
I will give my sister $45,700.00 to pay her debt
I will give my mother $45,700.00 to pay her debt off and use the balance leftover for herself.
I am grateful today for....
Being able to transfer a credit card balance 0% for 15 months
My mother-in-law is getting stronger
Billing out a large job for payment
Sending out Sunblockers information to St. Thomas with hopes of a sale
My daughters adjusting to school
Listing on ebay
Asking verizon if they could do anything with our cost of service for work, they decreased it by $127 per month and gave me additional credits of $335.00 for being a loyale customer!
Nash cutting my moms grass
Being able to donate to Jordyn's Scholarship Foundation
Being able to donate back packs to the school for those kids less fortunate
Getting up at 5:30 to start working
Money making idea.....
Call your cable/phone or internet asking if they can offer you any promotions, explain you are thinking of switching to another company that is cheaper but wanted to call them first, since you have been a customer of their's for XXXX of time. I have done that several times and they always give me a current promotion that saves me money, even if for just one year. That money saved is money earned for something else.
Tuesday, September 2, 2008
Wednesday, August 27, 2008
Day 10-Chrissy
Today I have $51,200 to spend.......
Pay off my second mortgage.....I'm soon out of debt....Yipee!
$1200 to my mom for her credit card debt
Today I am grateful for......
Work
Health
My Home
Swimming Pool
The windows open
Mom can retire soon
Girls Night Out Tonight
Husband coming home safely
Walking my daughter to school
Mother-in-law transferred to Center fine
Money-making idea.....
Bartend or waitress on Fri or Sat, you would be amazed at some of the tips for one busy night
Pay off my second mortgage.....I'm soon out of debt....Yipee!
$1200 to my mom for her credit card debt
Today I am grateful for......
Work
Health
My Home
Swimming Pool
The windows open
Mom can retire soon
Girls Night Out Tonight
Husband coming home safely
Walking my daughter to school
Mother-in-law transferred to Center fine
Money-making idea.....
Bartend or waitress on Fri or Sat, you would be amazed at some of the tips for one busy night
Tuesday, August 26, 2008
DAY EIGHT: Debbie
Today I have $12,800 to Spend...
I would pay for one full year of rent in advance, so that I can save my monthly rent amount throughout the year in order to pay for the following year- and without worry if I'm short one month.
Today I am grateful for...
Clean up the environment and turn in soda and beer cans/bottles. Accomplish 2 things at once. If you did this once a month, it would add up AND make a difference for the environment.
I would pay for one full year of rent in advance, so that I can save my monthly rent amount throughout the year in order to pay for the following year- and without worry if I'm short one month.
Today I am grateful for...
- Hazelnut iced coffee, light and sweet
- Having my children registered for new schools in time for them to start on the first day
- my dog
- aunt betty
- my parents for loaning me the money to buy a fridge for the apartment since it doesn't have one
- my computer
- for children so tired they went right to sleep without a fuss
- seeing my parents as my children's grandparents
Clean up the environment and turn in soda and beer cans/bottles. Accomplish 2 things at once. If you did this once a month, it would add up AND make a difference for the environment.
Day 9-Chrissy
Today I will spend $25,600.00............
Pay two cars off $24,400.00
$1,200-Buy back packs and school supplies for some students at elementary school that don't have any.
I am most grateful today.............
For calling for my oil tank to get filled before the price goes up again.
For my mother-in-law being able to go to rehab to recover with her injury.
For eating a really good peach.
For starting up spinning again and get through the class.
For getting almost caught up on Alpha work.
For my husband being busy at work, even if he is overwhelmed.
For Geisinger paying their large payables.
For both girls being so organized.
For my family being able to eat dinner together.
Money-making idea......
Get a patent on that invention you keep thinking is a good idea!
Pay two cars off $24,400.00
$1,200-Buy back packs and school supplies for some students at elementary school that don't have any.
I am most grateful today.............
For calling for my oil tank to get filled before the price goes up again.
For my mother-in-law being able to go to rehab to recover with her injury.
For eating a really good peach.
For starting up spinning again and get through the class.
For getting almost caught up on Alpha work.
For my husband being busy at work, even if he is overwhelmed.
For Geisinger paying their large payables.
For both girls being so organized.
For my family being able to eat dinner together.
Money-making idea......
Get a patent on that invention you keep thinking is a good idea!
Monday, August 25, 2008
Day 8-Chrissy
Today I have $12,800.00 to spend..........
I will pay off my insurance loan of $5,000.00
I will pay off my credit card for a portion of my car of $6,600.00-had 3.99% for life of loan
I will put oil in my tank for $1,000.00
Give $200 to Greer who carries my groceries to my car and unloads them. He has downs and is a super special young man!
I am most grateful today.........
For Wellbutrin SR
For the Library
For God
For my friends
For being able to start Cammi with braces
For being able to work from home
For having food to eat
For not smoking for 7 years
Money-making idea
When taking out a home equity loan for home improvements, get a 0% APR credit card for one year on purchases (also try to have the card include miles/points for double dipping effect). Deposit the loan $ into an ING account and use the credit card to make all your purchases for home improvements. You can make money off the loan amount and when your one year is up for the credit card, pay it off with the inital loan. Not to mention the cash value of the points/miles earned!
I will pay off my insurance loan of $5,000.00
I will pay off my credit card for a portion of my car of $6,600.00-had 3.99% for life of loan
I will put oil in my tank for $1,000.00
Give $200 to Greer who carries my groceries to my car and unloads them. He has downs and is a super special young man!
I am most grateful today.........
For Wellbutrin SR
For the Library
For God
For my friends
For being able to start Cammi with braces
For being able to work from home
For having food to eat
For not smoking for 7 years
Money-making idea
When taking out a home equity loan for home improvements, get a 0% APR credit card for one year on purchases (also try to have the card include miles/points for double dipping effect). Deposit the loan $ into an ING account and use the credit card to make all your purchases for home improvements. You can make money off the loan amount and when your one year is up for the credit card, pay it off with the inital loan. Not to mention the cash value of the points/miles earned!
Day 7-Chrissy
Today I have $6400.00 to spend.......8/24
I will put on a credit card that I have used for a balance transfer, with 0% until 10/31/08....
Today I am most grateful...........
My husband's throat problem is nothing serious
Floating in the pool and reading a book
My children playing together
My mother-in-law not being tossed from the hospital
Having the opportunity to put large amounts on my credit cards for business, pay off and get the miles for cash and travel
Garden tomatoes.....yummy!
School starts tomorrow and my kids are alive and well to attend
Money-making idea......
Use a credit card (that will give you money back/miles) for as many items as you can but RECORD those charges in your check book, like you wrote out a check for each transaction. For example, groceries, gas, any bills with automatic payment. If you record each transaction like you wrote a check, you will not get carried away with not having the money to pay the credit card. I highlight those amounts in yellow, so when the credit card statement comes, check your stmt with your yellow high-lighted items in your checkbook. Pay your credit card and enter a dummy deposit for all the charges you recorded as checks (to get your bank balance corrected). You will be amazed of how quickly you will earn money. Not to mention it is great for having a budget and seeing where your money goes each month! I also get a year-end statement that is itemized, good for planning next years budget. I can't wait for the day, my mortgage company takes credit card!
I will put on a credit card that I have used for a balance transfer, with 0% until 10/31/08....
Today I am most grateful...........
My husband's throat problem is nothing serious
Floating in the pool and reading a book
My children playing together
My mother-in-law not being tossed from the hospital
Having the opportunity to put large amounts on my credit cards for business, pay off and get the miles for cash and travel
Garden tomatoes.....yummy!
School starts tomorrow and my kids are alive and well to attend
Money-making idea......
Use a credit card (that will give you money back/miles) for as many items as you can but RECORD those charges in your check book, like you wrote out a check for each transaction. For example, groceries, gas, any bills with automatic payment. If you record each transaction like you wrote a check, you will not get carried away with not having the money to pay the credit card. I highlight those amounts in yellow, so when the credit card statement comes, check your stmt with your yellow high-lighted items in your checkbook. Pay your credit card and enter a dummy deposit for all the charges you recorded as checks (to get your bank balance corrected). You will be amazed of how quickly you will earn money. Not to mention it is great for having a budget and seeing where your money goes each month! I also get a year-end statement that is itemized, good for planning next years budget. I can't wait for the day, my mortgage company takes credit card!
Day 6-Chrissy
Today I have $3200.00 to spend ....8/23
I am going to get braces for my daughter
I am most grateful today for.....
Seeing my mom, sister and nephew
My children are alive and healthy
My nephew's laugh
My Sister's good news
Watching a movie outside with my family
Being able to breath good
Money-making idea.....
Check your electric company policy for time of day savings. I have been on it for 15 years. My rates are cheaper on off peak hours, 9pm-9am and on the weekends. This changes when we turn the clocks back to 8-8. I do all my wash, dishwashing and run the pool on the off peaks hours. A savings of about $300 a year! You don't get a check but that money saved is like money made for something else to do.
I am going to get braces for my daughter
I am most grateful today for.....
Seeing my mom, sister and nephew
My children are alive and healthy
My nephew's laugh
My Sister's good news
Watching a movie outside with my family
Being able to breath good
Money-making idea.....
Check your electric company policy for time of day savings. I have been on it for 15 years. My rates are cheaper on off peak hours, 9pm-9am and on the weekends. This changes when we turn the clocks back to 8-8. I do all my wash, dishwashing and run the pool on the off peaks hours. A savings of about $300 a year! You don't get a check but that money saved is like money made for something else to do.
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